There’s no place like home. Keep it protected with coverage you can trust.
Property insurance offers protection for your house and belongings. Home ownership comes with many risks. Make sure you have reliable coverage that protects your property in the event of unforeseen damage, natural disaster, or even theft.
A standard homeowner policy protects you against:
- Smoke Damage
- Falling Objects
- Weight of Ice and Snow
- Theft of personal property
Damages that are EXCLUDED from your standard homeowner policy:
- Water Backup/Sump Overflow
Coverage may be purchased for the above exclusions.
Your homeowners policy does provide very BROAD contents coverage in the event of a loss, BUT it does have LIMITATIONS on certain items. You can schedule a valuable item onto your homeowners policy for a minimal premium. By doing this, you are ensuring the item is covered for all perils.
Common items that can be added as scheduled property:
- Musical Instruments
- Golfers Equipment
- Fine Arts