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Homeowners Insurance
There’s no place like home. Keep it protected with coverage you can trust.
Property insurance offers protection for your house and belongings. Home ownership comes with many risks. Make sure you have reliable coverage that protects your property in the event of unforeseen damage, natural disaster, or even theft.
Call (706) 367-9954 or Contact Us to discuss your home insurance coverage today.
A standard homeowner policy protects you against:
- Liability
- Fire
- Lightning
- Windstorms/Hail
- Smoke Damage
- Falling Objects
- Freezing
- Weight of Ice and Snow
- Vandalism
- Theft of personal property
Damages that are EXCLUDED from your standard homeowner policy:
- Earthquake
- Flood
- Water Backup/Sump Overflow
- Vermin/Rodent/Insect
Coverage may be purchased for the above exclusions.
Available Discounts
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Scheduled Items
Your homeowners policy does provide very BROAD contents coverage in the event of a loss, BUT it does have LIMITATIONS on certain items. You can schedule a valuable item onto your homeowners policy for a minimal premium. By doing this, you are ensuring the item is covered for all perils.
Common items that can be added as scheduled property:
- Jewelry
- Furs
- Cameras
- Musical Instruments
- Silverware
- Golfers Equipment
- Fine Arts
- Bicycles
Douglas Bennett Insurance
1842 Winder Highway
Jefferson, GA 30549
Phone: (706) 367-9954
Fax: 706-367-2130
Email: douglas@dbennettinsurance.com
Hours of Operation
Monday - Friday: 9:00AM – 5:00PM
Saturday by appointment