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Homeowners Insurance

There’s no place like home. Keep it protected with coverage you can trust. 

Property insurance offers protection for your house and belongings. Home ownership comes with many risks. Make sure you have reliable coverage that protects your property in the event of unforeseen damage, natural disaster, or even theft.

Call (706) 367-9954 or Contact Us to discuss your home insurance coverage today.

A standard homeowner policy protects you against:

  • Liability
  • Fire
  • Lightning
  • Windstorms/Hail
  • Smoke Damage
  • Falling Objects
  • Freezing
  • Weight of Ice and Snow
  • Vandalism
  • Theft of personal property

Damages that are EXCLUDED from your standard homeowner policy:

  • Earthquake
  • Flood
  • Water Backup/Sump Overflow
  • Vermin/Rodent/Insect

    Coverage may be purchased for the above exclusions.

    Available Discounts

    Smoke Detectors
    Discount for having smoke detectors in your home.

    Home Security
    Discounts for Burglar and Fire Alarms, Dead Bolt, and Automatic Sprinklers

    Mature Credit
    If you are age 55 or older and one of the named insured’s is retired, you are entitled to a discount.

    New Home Discount
    A discount is available based on the age of the home.

    Green Discount
    A discount if you sign up to have your bills and policy delivered via email.

    Scheduled Items

    Your homeowners policy does provide very BROAD contents coverage in the event of a loss, BUT it does have LIMITATIONS on certain items. You can schedule a valuable item onto your homeowners policy for a minimal premium. By doing this, you are ensuring the item is covered for all perils.

    Common items that can be added as scheduled property:

    • Jewelry
    • Furs
    • Cameras
    • Musical Instruments
    • Silverware
    • Golfers Equipment
    • Fine Arts
    • Bicycles

    Interested In Changing Insurance

    Douglas Bennett Insurance

    1842 Winder Highway
    Jefferson, GA 30549

    Phone: (706) 367-9954
    Fax:  706-367-2130
    Email: douglas@dbennettinsurance.com

    Hours of Operation

    Monday - Friday: 9:00AM – 5:00PM
    Saturday by appointment

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