If you own a vehicle, you should own an auto insurance img1 policy. Have you ever wondered how the cost of your policy is determined? There are a number of different factors that impact the cost of your auto insurance. While not all companies use the same parameters, Douglas Bennett Insurance will help you understand what commonly determines the bottom line of your auto policy. First, your driving record – The better your record, the lower your premiums. If you have been in accidents or had serious traffic violations, it is likely you will pay higher premiums. How much you use your car is also considered while determining the cost of your premium. The more miles you drive, the more chance for an accident. Even where you park is taken into consideration. Do you park in a secure garage? Or do you park on a street? Teenage_Boy_DriveOther factors taken into consideration while determining your auto insurance costs are: your age, your gender, the car you drive, and the amount of auto insurance you wish to carry. Mature drivers generally have fewer accidents than beginners. Statistics show that women are involved in fewer accidents, and when women are involved in an accident they tend to be less severe than men. The cost of your car and the amount of insurance coverage you want to carry are major factors in the cost of your policy as well. img3 There are many different factors that go into determining the cost of your auto insurance policy. Some factors can vary from one area or state to another. To get the best idea of the cost you will pay for auto insurance, contact Douglas Bennett Insurance at (706) 367-9954 or online at https://www.dbennettinsurance.com/auto-insurance/ to request your free auto insurance quote! Source: https://www.iii.org/article/what-determines-price-my-auto-insurance-policy